In this era of fast growing technology, cyber crime has reached new heights. Cyber criminals are in constant search of sensitive data from their victims. It can be your passwords, social accounts, ATM PIN, CVV number, etc.
What is Phishing?
Phishing is a form of online fraud that an attacker or cyber-criminal commits. The attacker tries to learn sensitive information such as login credentials or account information by misleading the victim or acting as a reputable organisation. Phishing is done emails, phone calls, IM or any other communication channel.
What happens in Phishing?
Typically a victim will receive a message (mostly email) that appears to have been sent by a known person or an organisation. An attachment or links in the message (email) may install malware on the user’s device or direct them to a malicious website set up to trick them into entering their personal and financial information, such as passwords, account IDs or credit card details. Phishing is a term analogous to fishing, which involves using baits to catch a fish.
Phishing is popular with cybercriminals because it is easier to trick someone into clicking a malicious link and break through their computer’s defence.
Here are top 5 tips that you should remember to be safe online:
Learn to Identify Suspected Emails
There are some defining qualities in these phishing emails, try to catch them before opening the email.
- They usually copy real company’s name and logo, beware.
- Read the link they provide, it will be something else.
- Lucrative gifts, money, lottery, property, etc.
Check the Source and verify
Your bank will never ask you to send your passwords or personal information by mail. You should never respond to these questions, and if you are in doubt then call your bank directly for further clarification. Remember precaution is better than cure. Take necessary precautions.
Enhance your Computer’s Security
It is a common practice to install a good antivirus and keep it updated. Also use the latest browser in your system. It is always better to install an antivirus with total internet security.
Use Secure Websites Only
Always look for websites with Https:// and secure green lock in the corner. You can enter your sensitive data in these sites if required. Never trust a website which is not secure or encrypted for payment gateways.
Phishing is not limited to banking only
Most phishing attacks will target big banks to steal your online banking details, but phishing is not limited to banks only. It may also target you via popular websites like Ebay, Facebook, etc.
Hope you will like the content and will stay aware in future.
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